Sukanya Samriddhi A/C

Small Savings Scheme, Govt Schemes, Online Banking Guide

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  1. second slogan of this campaign is Beti Padhao if girl child is 9 or 10 years while opening an account then maturity will be after 30 years , education years where more amount required starts from 17 years (after HSC) .Then how one can use the amount for Education.

    1. Hi kshirsagar,

      The scheme is designed considering the new born girl child in our country so that maximum time can be provided to investment. If your kid is 9 year old, she will get 9 more years till she reach 18 years. At that time you can withdraw 50% amount for education purpose.

      The investment horizon is 14 years from the date of joining and maturity 21 years or when she get married (after 18 years). Anyway Sukanya Samriddhi scheme is best suited for the new born child only.

      Have you planned for your kid’s education in other investments? At the age of 9 if you are planning then it will be tough for you to manage money. You can share any further query if you have.

      1. hii
        i have 13 yr old daughter and 8 yrs old daughter.

        i need to invest a lumpsum of 2 lakh fr each girl. during there 10th std that when they attain age 15 ….at 12th n fr engg college i can do the expense.
        plz suggest some gd financial investment for me.

        thanking you

  2. Can I open SSA in the public or private sector banks

    1. Hi Vijay.

      So far there is no news regarding Private banks. May be in future HDFC or ICICI bank come in picture, but to open SSA account in any bank you have to wait for few more days.

  3. Hi,

    The deposited amount is come under tax assumption, how we will get this document from post office. Is there any online access to get this documents???

    Thanks

  4. I opened already ssa a/c in post office but date of birth is wrong some reason so can I change date of birth same a/c or open another account. Post master says that this a/c cannot be close and open another a/c.two a/c open same. What will do ?
    Plz suggest me

  5. Chaluvaji Sateesh KUmar

    In Case Parent death, What about the SSA & What about maturity amount

  6. Dear sir . Iam jaleel opened a ssa account on my daughter name on 16.03.16 and saving monthly rs 1000/- what will be the amnt getting chances on maturity? opened in post office but they are not updated account book in every financial year is this ok kindly reply to my mail id

  7. I have opened two ssa for my daughters. We are citizens of India including kids ( even though they are born in Australia). My doubt is my kids wil attain Australian citizenship on their10th birthday. If so will we b able to claim the money after maturity as they are not citizens of India anymore or they can claim as they were citizens while applying for the account.
    Thank-you

  8. I HAVE SSY ACCOUNT IN SBI BANK. I CAN’T OPERATE IT ONLINE THROUGH MY SBI INTERNET. SO PLEASE SUGGEST ME WHAT SHOULD I DO.

    1. I think this facility is not available yet.

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