Sukanya Samriddhi A/C

Small Savings Scheme, Govt Schemes, Online Banking Guide


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  1. Sir
    I am very impressed by this Yojna.
    But there are no any bank has proposal
    Received by Rbi.
    So no one can open her account in the bank. But in the post office it is running. …

    1. Hi Narendra,

      Wait for few more days. It is just beginning of this scheme. I have visited Andhra Bank and HDFC bank to ask about this scheme. But they don’t have any solid information to share. Even in post office also they gave me old form where SSA is not mentioned. India is a big country and for a scheme which is targeting the mass population, it will time. 🙂

      Keep visiting this website to get further updates on Sukanya Samriddhi Account opening process in various banks.

      1. Hi sir,
        I have already open SSA account with post office. They provided only an Account book for me. It is not mention any where is a SSA account. They simply wrote with pen “SSA”in cover page. Pls advise it is a valued documents for further transaction ,also pls let me know in future if they provide any bond or anything.
        Also please note that after payment post office they are giving one manual bill only for us . It is valued bill or not?
        One more point I need to know, if possible to transfer the same SSA account to SBI or SBT branch or either we can pay the money threw bank.
        Thanks for your advise.

  2. I would like to know the names of banks which has started the Surkanya Samriddhi Yojana in Dwarka New Delhi.

    1. Hi Bhatia,

      So far there is no information regarding which bank Branches will allow to open Sukanya Samriddhi Account. But that is sure that not all branches will have the facility to provide this scheme. Wait few more days and keep a track of this website for more updates.

  3. In information regarding account opening in Bank of Baroda (BOB).

    1. Hi Ajay,

      So far there is no such information regarding Bank of Baroda SSA account procedure. In fact no bank is able to provide any information about this scheme. It will take some time.

  4. Are the Sukanya Samriddhi Accounts can be available in West Bengal, Kolkata specially

    1. Hi Debashis,

      So far there is no news regarding any special campaign for West Bengal or Kolkata. Keep a track of this website for further updated information regarding Sukanya Samriddhi Yojana.

  5. i am from surat. can i open sukanya samriddhi yojana account ? if yes then how ? i mean from where i have to open it ?

    1. Right now you should contact your nearest post office and ask about this scheme. They will provide you an account opening form. Check out the post office sample form in below link

  6. Sir i want to open a account in ssa at APO but staff is telling no any information available .what can i do.

  7. sir, ye a/c hum bank me kab oppen karwa shakte he

    1. Hi Mr. Singh,

      Kuch din aur wait kar lijiye. Jald hi aap Sukanya Scheme Account ko SBI me khol sakte he. Baki bank bhi 1-2 hafte me ye suvidha chalu karne wali he.

  8. Hai replier,
    I have opened sukanya scheme account for my daughter.It is possible to transfer the fund for monthly installment from any other bank to post office.

    1. Hi,

      Right now there is such option to transfer money from bank to Sukanya Samriddhi Account. In case you have a post office savings account then you can do that. Otherwise cash deposit or by cheque or draft you can deposit money.

      1. Am deposit amount monthly or yearly am invested 25,000 per year at end what amount comes playing tell me

        1. You can deposit monthly or 1 time a year. But the maximum amount allowed is Rs 1.5 lakh only.

  9. You are really doing a great job. the site is really useful. I had been to a post office near my home. I had filled up the latest form from RBI. Where it clearly says SSA. And also specifies the girls name, for whom the account is being opened. But the post office people were quite rude, and said that they wont take the RBI form. and i need to fill only the form provided by post office. But the one provided by the post office guys, does not have SSA on it. very confusing form. I prefer opening the account in SBI. When would the banks be starting to opening the accounts. A near by SBI bank, informed that, they havent got the instructions yet…. Actually it is such a wonderful scheme. but strange, there isnt a proper form for it, and the passbook given by the post office too isnt similar to the one you have posted. Keep going on sir… thanks for all your effort.

    1. Hi Pachu,

      Thanks for sharing your experience.

      I believe very soon this scheme will be able to include popular banks like SBI, ICICI Bank, HDFC etc. Till that time we have to wait. Post office people are not much educated with this schemes and as I am tracking the news regarding Sukanya Scheme, I can say that Govt. is taking various campaign and activities to promote this scheme and educate at least post-office staffs in various villages. But as India is a very big country, it will take enough time to meet the expected target.
      Can you please share a screen-shot of the passbook you have received or any sort of tips to open this scheme in post office? I would also request you to share your experience in detail if any to let our readers to know more about this wonderful scheme.


  11. Did anybody succeed in opening the account at any of the listed Bank?

  12. Hi Santanu,

    When i opened the Sukanya samrudhi account for my daughter they gave me to fill a form which is same as a normal savings account opening form in Post office. There was no mention of Sukanya samrudhi account anywhere in the form.
    Also the passbook which they give is a savings account passbook.
    I am just wondering if they are supposed to have different form and different pass book for Sukanya scheme.

    Please provide your inputs on this.

    1. Hi Imran,
      Don’t worry about this, as our postal department is not that efficient to make things up to date.
      I am sure that as soon as they update their branch they might change your passbook. But this will not impact your savings or investment.:)

  13. Reg SSA, i would like to know that, is it possible to change my daughter A/C from post office to SBI . Coz, Fund transfer can be made by online easily.??

    1. Hi Pandian,
      I believe transferring of Sukanya Samriddhi Account from post office to any other bank may be possible in near future, but its not possible right now. Keep a track of this website for further updates. 🙂

  14. Dear sir
    I have recently begun the Sukanya Samriddhi Scheme for my daughter born 14.8.04.I am paying 12500 per month. How many years do I pay, when would it mature and what would be the maturity value ?

  15. I visited today in ICICI secto23, Gurgaon branch and still ICICI don;t have any information yet. Surprising that how RBI is working , here on net they have shared the list of bank but no information is sent to BANK. it seems Government is working quite fast but our bureaucrat is quite slow in sending the information, wonder on RBI functionality and information

  16. Hi All,
    I have open SSA account for my girl child having 4 months old on SBI Nalbari Assam branch.
    It mentioned on the passbook as Sukanya Samrdhi Account . It took 2 hrs to open the account . Thanks To Nalbari SBI BM.

    1. Thanks Anupam for the update. 🙂

  17. Every month i use to visit Jasola ICICI branch Delhi for sukanya samriddhi yojana and still they don’t have any information about when they can get this scheme. I don’t know it’s problem in ICICI jasola branch or ICICI or really ICICI bank had not received notice from RBI. It’s almost 6 month got over but still ICICI don’t have nay info about this. It’s very surprises how RBI and ICICI banks are working. today 3rd august 2015 i visited the same branch but still they don’t have any info.

    1. Yes, thats how the thing is. But the good news is few banks like BOI, Canara Bank , SBI has started opening SSA account. I hope soon rest of the banks will also start offering account opening process.

  18. Had Govt allowed HDFC and other private banks, it would have started now. In every month, I am visiting SBI Hoskote Bangalore with no outcome. Post Office is ready but I am not interested due to deposit and transfer problem. Hope for best in future. SBI should give online option to open

    1. Yes, SBI has started opening Sukanya Samriddhi Account, but online facility will take time.

  19. Hello,

    I have opened SSA a/c. in CANARA Bank with deposit of Rs.1,000/- . But they have given their normal bank pass book where they printed the deposit amount. But, not the pink colour pass book as you have shown in your website.

    What should I do, if they are not agree? Please guide.


    1. Hi Umesh, I have shared the passbook of post office.
      I think you can ask Canara bank about this. It should be ok only.

  20. I am interested to open SSA A/c in HDFC, but HDFC Bank seems not authorized to open SSA A/c, Which Bank shld be a good pick to open and run the account hasslefree and easy, also which bank has a possibility of openeing online transfer to monthly installment in near future?

  21. Hello Sir,

    Could you please tell the process that how we can link SSA to saving account.
    So that we can transfer money online also check the status of account.


  22. Hi, I am visiting Axis Bank Palam branch for nearly 3 months now for SSA. In the meantime my daughter attained the age of 10. Now they are saying the system is not accepting the data due to age factor irrespective of that the money from my account debited 3 months ago after all the formalities were completed well in time.
    They are saying that it won’t be accepted anywhere too but on inquiring online from net the site shows that ac still can be opened.
    What to do of this unprofessional callous attitude of the bank. Suggest me what to do now to open a new SSA of my daughter

  23. Is sukanya samriddhi yojana running in present time in post office. Reply urgently . Thanks

  24. Sir,
    Date of birth of my girl child is 12/10/2015. Can I open SSY account in the name of girl child, since she completed 10 years of age

  25. Thanks to all open SSA and specially thanks to PNB and post office in first come in this matter

  26. hi
    I opened ssy account for my daughter in sbi 6mnths befor.. and they gave me the normal sbi passbook mentioned “sukanya samridhi account ” in it… they told me that I can transfer money through online.. when I transfer money to this account online, it shows ppf account…
    I’m confused … how can I know that my daughter’s account is ssy or ppf
    pls help..

  27. I have visited the Bank of Baroda branch and as per them to open SSA account you need to have Account in particular Bank
    Is it so? As per the information on web sites it can open without account
    kindly guide if any one have information


  29. What is the approximate maturity amount in the policy in 21 years?

  30. I m having a SSA account in my daughter’s name. Initially only post office where opening this account, so I have opened there but know I want to switch my account to a Bank. Please let me know the process.

  31. I contacted to SYNDICATE BANK, Ahibaranpur,Lucknow Branch with filled up form of Sukanya Sammriddhi Yojna and required farmlities to open a account of girl below 10 years old on 9/3/2016. The Manager designated there got confirmed their R.O. Lucknow Syndicate Bank, to open the account. R .O. Lucknow informed that Syndicate Bank is not opening the account yet. Please let me know if any Syndicate Bank at Lucknow is opening the said account.

    Thanking you.

  32. सांतनु जी नमस्ते

    ये योजना तो बहुत ही अच्छी है लेकिन कुछ लोग इसको सफल नही होने देना चाहते है या सरकारी कर्मचारी काम के बोझ के डर से इसे करना नही चाहते है जिसमे जनता और सरकार का बहुत नुकसान हो रहा है। मैं सहीद नगर साहिबाबाद गाज़ियाबाद मे रहता हू मेरा पोस्ट ऑफिस आराधना सिनेमा नीअर बृंदावन गार्डेन मे है मैं पिछ्ले 2 महीने से इनके चक्कर काट रहा हूँ आज भी गया था पर आज भी वहा पर श्री शोरीकांत मिले जिन्होंने कहा की आपका account तब खुलेगा जब ccs हो जायेगा इसके लिए 2-3 महीमे इंतजार करना परेगा। मैं ये नही समझ पा रहा हूँ की ये पोस्ट ओफिस वाले कर रहे है या सचमुच ऊपर से ही ऐसा है। कृपया मार्गदर्शन करे।

  33. Dear Sir ,
    I have some questions . could you pls. help me to understand this scheme . I am sorry , i don’t have much idea on this scheme.

    1. Can i open account for this scheme for my Niece ( Sister’s daughter , 6+ Years age)

    2.Can i Do this Online ? or i need to visit to bank .i have my own online bank account.


  34. Hi,

    I opened a SSA a/c for 5 mnths old daughter in SBI , i received passbook as SSA a/c but when im transferring money thrgh online it was showing as PPF a/c . How can i know whether its is SSA/PPF a/c .

    If someone addresses this query it would be of great help .


    1. I think you can track with the account numbers easily.

  35. Hi Mr. Santanu,

    I have opened SSA Account in Canara Bank. The account starts with BETIxxxxxxxxx.

    Please let me know is there any online fund transfer facility to the account. I do have canara bank account as well as other bank accounts with net banking facility.

    Thanks in Advance

    1. I think you should be able to transfer money online from your canara bank account to SSA account. Pls try to add your account online similar to PPF account.

  36. Sir,

    I want to ask that i am living out of india so can i open this account for mr daughter?

    1. No, NRI can’t open this account. If you are an Indian citizen then you have to come India and then apply.

  37. Dear Mr.Santanu,
    Kindly guide me how to make ecs clearence for this account in axis bank. As of now i am paying amount in Post office.

    1. ECS clearance means? You want to transfer money automatically?

  38. Dear Sir,

    i want to download SSA Account axis bank form.
    can you provide the download link.


  39. My uncle had visited sbi to open SSA account for my daughters. They said it is only for SC & ST caste. Is it true? I am from OC caste . Please help me to do this.

    1. I don’t think there any special rule for any caste.

  40. And also tell me, I have seen IDBI in the list. Can i open in IDBI?

  41. Can i open sukanya samriddhiaccount and PPF account in HDFC bank, actually some of web sites not showing as Authorised Banks list, can u give any suggestion for these two accounts,

    Thank you,

  42. sir,

    I have SBI Savings A/C in other Branch, I open SSA A/C in anather SBI branch for my daughter

  43. My son has requested the State Bank of Mysore, R K Layout Branch Padmanabhanagar Bangalore, to open two sukanya samruddi account in his two daughters name after giving all the details. The bank authority has opened the accounts on 29-03-2016 and not informed my son. The subscription for the year 2015-2016 not paid. During 2016-2017 it was not possible to remit subscription.The bank authority tried by direct remit by challan, transfer bysavings account andby paying fine of Rs.50-00. But it was not possible to remit the subscription.Please guide in this matter.

  44. Dear sir,

    can i open Sukanya Samriddhi Account in post office

    i want pay for through ECS its possible

    1. I think you need to talk to Post office whether ECS facility is available or not.

  45. Sir ji hmare wha BoB bank me facility not avible to cash in SSA AC. Open in this bank but our area not cash accept other branch not possible to deposit so help us

  46. Dear Sir,

    I had applied for SSY on date 07-01-2017, but still account is not activated. Amount got debited the same day. but when inquired on 12th they say another 12-13 days it will take

    I want to log a compliant against the bank

  47. Sir while transferring the sukanya account fro post office to Axis bank they have lost the pass book ,Post office confirmed that they have send the pass book but bank says they dint get it ,they are not accepting the transfer nor post office is issuing the duplicate pass book. I am left in a dilemma please help me. Today I am going to submit the account statement given by Asst. Post Master to the Bank ,which will be my last choice…

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