On Saturday, 9th May Prime Minister Mr. Narendra Modi has announced three social security schemes, two insurance & one pension scheme in Kolkata sharing the stage with West Bengal Chief Minister Mamata Banerjee for the first time.
Modi clearly mentioned that the three social security schemes he was launching namely Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana (APY) are not meant to take any kind of political benefits. He also addressed himself as the “pradhan sevak” of the country. As per his words,
“There are several small-time politicians who launch certain schemes to win the next election. But today, I am present here as the pradhan sevak of the country. The schemes would benefit people when they are 60 years old. At that time, they will remember this programme in Kolkata and remember Modiji.”
Invoking Rabindranath Tagore, he added, “We are launching these schemes because Gurudev said poor do not need support, they need power. And we are trying to give power to them.”
The second insurance scheme Pradhan Mantri Suraksha Bima Yojana will offer a renewable one year accidental death cum disability cover of Rs 2 lakh at Rs 12 premium every year. The insured will get Rs 1 lakh in case of partial permanent disability.
The life insurance plan Pradhan Mantri Jeevan Jyoti Bima Yojana will offer Rs 2 lakh cover at Rs 330 premium perannum. Savings bank account holders in the age group of 18 to 50 years are eligible to avail this scheme.
The third social security scheme, Atal Pension Yojana is for the people in the unorganised sector who are not under any formal pensionso far. Under this scheme, subscribers will get a defined pension from the age of 60. The amount ranges from Rs 1000 to Rs 5000 per month, depending on the size of contribution.
These three schemes will come into effect from June 1, 2015. You can read the details below:
Modi confirmed that within the first seven days of the trial run, banks have enrolled 5.05 crore people. Among them 42 lakh are from West Bengal itself.
He also mentioned that, “We know that what Bengal thinks today, India thinks tomorrow. Our history states the same. Everything that started in Bengal prospered. This is the land of Gurudev and Swami ji (Swami Vivekananda). They have taught us to serve the poor. The people of this land worship Durga. But they have blessings of both Saraswati and Lakshmi. So, I believe the launch of these schemes from Bengal will surely yield results.”
The Prime Minister concluded that, our development journey is incomplete if the fruits do not reach the poor. Initiatives are being taken to open bank accounts for the poor. At the same time, we are calling the world to make in India!