Sukanya Samriddhi Yojana 2017 New Rules & Amendments, Complete Guide
Hi Friends, Welcome to this site to know everything about Sukanya Samriddhi Scheme. Sukanya Samriddhi Account is a small savings scheme specially launched for girl child by honorable PM of India, Mr. Narendra Modi on 22nd January 2015 under Beti Bachao Beti padhao campaign. We have created this website to share every details, information and useful guide about this Sukanya Savings scheme.
Quick Look About Things You Should Aware of SSA Account
One can deposit amount till the age of 15 years of Girl child. This is a new change in Sukanya Samriddhi yojana scheme done recently.
SSY account can be opened for adopted daughter also, but she has to be Indian citizen.
New Changes for Sukanya Samriddhi Account after Budget 2016
There are certain changes done in Sukanya Scheme after Budget 2016. Here are the details of such points one by one
Account holder name will be the person who opened the account and beneficiary will be girl child. Anyone can deposit the amount.
Premature Withdrawal is possible now in case of any medical emergency
One can also open SSA for his/her adopted daughter also
Only the girl with Indian citizenship can open an account.
The new Interest rate for 2016-17 will be 8.6%, reduced from 9.2%.
If you don’t pay the minimum amount to continue SSA account, then account will be considered as Account in Default‘. And if such account is not regularized within fifteen years of opening the account, then the whole deposit amount (including the deposits made prior to the date of default) shall be eligible to get Post Office Savings Bank interest rate at the time of its maturity.
Now one can deposit amount by online payment way also in post offices.
Duplicate passbook can be issued at the cost of Rs 50.
One can transfer SSA account to bank from post office or fro bank to post office by paying a fee opf Rs 100 easily.
To close a SSA account, age proof has to be submitted to prove that the girl child is not less than 18 years of age.
Now you can close the Sukanya account even if depositor is interned to get married.
In case your daughter become NRI after opening SSA account, then your account will be closed.
When the account complete 21 years, it will not earn any further interest.
Latest News & Updates
01st June 2016: Gujrat CM Anandiben Patel is planning to start a all-women ‘save girl child’ bike rally in Surat on June 4th 2016. The four-member of the biking club, Biking Queens, will travel more than 10,000 km in 36 days and will cover countries like Bhutan, Myanmar, Thailand, Vietnam, Malaysia and Cambodia. “The road route from Nepal to Singapore will be open for the first time. We’ll be riding on this route to set an example of gender equality,” said Dr Sarika Mehta, founder, Biking Queens.
24th May 2016: Women and Child Development Minister Maneka Gandhi recently stated that Beti Bachao, Beti Padhao scheme was successful in improving the child sex ratio. E.g. In Haryana sex ratio for girl has risen from 830 to 907 per thousand male child.
Mera Desh Badal Raha Hai, Agey Badh Raha Hai” is launched recently by Mr. Narendra Modi on completion of 2 years in center. You can watch this video below where all the Govt initiatives and achievements has been mentioned.
MEMBERS of the Assam Rifles Wives’ Welfare Association of 5-sector based at Tsiesema in Kohima district on Sunday campaigned for ‘Beti Bachao Beti Padhao’ (Save Girl Child Educate Girl Child) at Tsiese Basa village.
14th March, 2016 Special Outreach Program on 7 Flagship schemes on Swacch Bharat Abhiyan, Beti Bachao, Beti Padhao, Atal Pension Yojana, PM’S Dhan Jan Yojana, PM’s Suraksha Bima Yojana, PM’s Jeevan Jyoti Bima Yojana and Skill India Mission concludes on this Friday. Story @ arunachaltimes.in
14th March, 2016 The rise of domestic violence has been increase like anything in last few years as per the National Crime Records Bureau.A total of 2,44,270, 3,09,546, 3,37,922 cases were reported in the country under crimes against women, including domestic violence, during 2012, 2013, 2014 respectively, as per the Bureau. Full Story @ webindia123.com
14th March, 2016 The district administration honoured more than 40 women under the ‘Beti Bachao, Beti Padhao’ scheme in Mansa on Friday. Read the Complete Story @ hindustantimes.com
9th March, 2016 Ranjeet Ranjan, Congress party MP from Supaul, Bihar and wife of Pappu Yadav arrives at Parliament House on her Harley Davidson bike on the occasion of International Women’s Day in New Delhi on Tuesday. (Sonu Meht/ Hindustan Times)
9th March, 2016 Villagers decided not to give & take Dowry in an eastern UP village for ‘Simplification of rituals’ for the sake of women. This is a special step taken on the Women’s day to set some good example for the sake of our society. Full story @ indiatimes.com
7th March, 2016 More than 2.45 lakh beneficiaries have been enrolled under the Sukanya Samriddhi Account scheme in Haryana during the first year after its launch. Full Story @ webindia123.com.
7th March, 2016 Dedicated to save the girl child, women’s car rally was themed ‘Beti Bachao Bati Padhao’, starting from Sahara Star to Aamby Valley. Full Story @ indianexpress.com.
6th March, 2016 Amritsar postal department is going to organise a mega camp to open Sukanya Samridhi Account to make this International Women’s Day on March 8 a successful event. For more details visit tribuneindia.com.
6th March, 2016 President Pranab Mukherjee has praised Mr. Narendra Modi for Beti bachao Beti Padhao. President Pranab Mukherjee today while addressing a national conference of women legislators emphasised on the need to give appropriate representation to women in parliament and state legislatures. Read complete news @ IndiaToday.in
6th March, 2016 Bhartiya Lok Sangeet Kala Sansthan (BLSKS) in collaboration with Unison Cultural Troupe, Sangam Tru Art Production and ESRM staged musical play ‘Beti-Beta Ek Saman’ as part of its regular feature at Durga Bhawan, Janipur, Jammu. Full Story here @ dailyexcelsior.com.
6th March, 2016 Haryana Assembly Deputy Speaker Santosh Yadav today said that giving decision-making power to women would help usher a new era of social development in the country. Full News @ ptinews.com.
29th February, 2016 The Beti Bachao Beti Padhao budget has been enhanced from Rs 75 crore to Rs 100 crore in 2016-17. Similarly, the allocation for establishment of shelter homes for women has been increased from Rs 52 crore in 2015-16 to Rs 100 crore. Full story @ ptinews.com.
Popular FAQ on sukanya samriddhi account
List of banks where it can be opened?
Here is the top banks offering sukanya samriddhi account opening facility in India.
1. Allahabad Bank
15. Oriental Bank of Commerce
2. Andhra Bank
16. Punjab National Bank
3. Axis Bank
17. Punjab & Sind Bank
4. Bank of Baroda
18. State Bank of India
5. Bank of India
19. State Bank of Patiala
6. Bank of Maharashtra
20. State Bank of Bikaner & Jaipur
7. Canara Bank
21. State Bank of Travancore
8. Central Bank of India
22. State Bank of Hyderabad
9. Corporation Bank
23. State Bank of Mysore
10. Dena Bank
24. Syndicate Bank
11. ICICI Bank
25. UCO Bank
12. IDBI Bank
26. Union Bank of India
13. Indian Bank
27. United Bank of India
14. Indian Overseas Bank
28. Vijaya Bank
Where to find Sukanya samriddhi accounts calculator online?
You can check out the excel based calculator on our website to do maturity calculation with the sukanya samriddhi account calculator free download option. But the values will not be 100% correct as the interest rate of this scheme is changing every year.
Where to find below basic info about this SSA scheme?
Visit our SSA master article where we have updated each details like KYC details, eligibility, account closure, age limit, how to apply online, application for opening, balance online, how to open a sukanya samriddhi account in post office, gazette notification on sukanya samriddhi account, sukanya samriddhi interest rate 2016-17 in details.
Is sukanya samriddhi eligible scheme under section 80c?
SSA is not only exepted under section 80C but also an EEE scheme so far.
How to open SSA online?
Frankly speaking it is not possible 100% yet. For post offices & banks, you have to visit the location to submit the form. In fact online payment is only possible for accounts opened in banks. You can open account under sukanya samriddhi yojana online by filling the application form and the take print out to visit to post office or bank with all documents needed.
In how many languages one can Download SSA information online?
It is available in hindi, telugu, tamil, gujarati, kannada, malayalam etc.
What is the maximum amount in a year & min amount in a Year?
Max amount is Rs 1.5 lakh & min amount is Rs 1000 to keep the account activated.
How to download sukanya samriddhi deposit receipt?
In case you have deposited money online, you can use the statement. Other than that in bank & post office you may get a receipt or your passbook updated.
Is it possible sukanya samriddhi transfer from post office to bank?
Yes, but the process is like close the account in post office & then open a new account in Bank.
Any update for NRI rules or norms?
There are many speculations and assumptions about how to open SSA for NRI. In fact in this website many people have shared their knowledge on that, please take a reference for the same. We will prepare an article where we can share everything about SSA for NRI rules to make things simplified as soon as there is some full-proof information.
Any sukanya samriddhi helpline number?
You can try customer care toll-free number 1800-223-060.
Comparison with other popular investments schemes
Although there is no meaning of such comparisons as the type of investment and the goal behind them may different, but there are couple of hot comparisons with mutual fund, RD, LIC policy, fixed deposit etc.