Sukanya Samriddhi A/C

Small Savings Scheme, Govt Schemes, Online Banking Guide


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  1. approximately by when we can open account in Banks? as far i know, the facility not available in banks.

    1. Hi Yash,

      Banks will start opening SSA accounts very soon. Wait for few more days, as this is a massive scheme and completely new for everyone. So staffs need to get proper training and introduction regarding Sukanya Samriddhi Account. But I believe in few more weeks things we will start clear about Banks.

  2. My daughter is now 7 years.I would like to open this sukanya samriddhi account. So I want to know about how much I will get after meturity and how much I need to pay. I am ready to pay 1000 per month

    1. If you pay monthly Rs 1000, then after 21 years the amount will be 607,128. At the time your girl will be 30 years of age. But if she got married before that Sukanya Samriddhi Account will close immediately.

      1. sunny ramnath yadav

        hello sir meri beti 3 years hai mujhe uska future plan karna h kya aap help kar sakte hai account open karne may please call me 9867587961 thank you

        1. Pls visit your nearest SBI bank. Its very easy to open.

  3. My child is now in 9 month old.iwould like to join the account.the joning deposit amount is 1000 right.then I ready for 100rs per to get the application form only in post office not in banks?.the deposit amount deposit is in bank or post office?.is there any chance to online operations.plz reply soon

    1. Hi Liya,

      Yes, one can start SSA account by min deposit of Rs 1000 only. After that you can continue to invest Rs 100 every month. In other way you can open the account with Rs 100 and deposit the same every month. In that way you are depositing Rs 1200, which is more than the min deposit limit of Sukanya Samriddhi Account.

      To open the account simply visit your nearest post office ask for the SSA form showed in this article. You can also open this account in bank as well, but it will take some time for Banks to facilitate the scheme.

      1. Check this site PDFfiller where you can find blank and fillable SSA form. It allows you to save, print, fax, mail or send to sign the form directly from the site. Here is the link to the blank form

  4. sir…my child was born on 16 Feb 2015..please advice me which will be best– either opening ssa account in post office or waiting for SBI bank to start ssa…n would like to know when SBI will start ssa…

    1. Hi Veer,

      There is no update from SBI yet. Sukanya Samriddhi Account new saving scheme can be opened in post office only. So if you want to open SSA now then only option is post office. But if you want to wait then wait for few more days. I think opening in SBI would be better, as in future one can transfer from their savings bank to SSA directly. Anyway take a call as per your requirement and understanding. 🙂

  5. my dhaugther age 7 amonth (19.09.14) i have monthly invesment 700 /- i will get after meturity of amount

  6. Dear sir ,
    I want to add myself as guardian or depositor in place of my wife to a week old, my daughter’s SSA account with a post office to enable tax benefits. So pls suggest the procedure ASAP.

    1. Hi Mahendra,

      Either of the parents (Father/Mother) can be the guardian & depositor of the account for the girl child.

  7. My Daughter date of birth 7-7-2007. I would like to join SSA Account. I can able to deposit 5000 Rs per month. Kindly inform what will be the benefit and when can able to get it. I am working in Saudi Arabia. What is the easy way to pay the amount monthly. If it possible thru SBT Bank

  8. Hi,

    I’m thinking of starting a SSA for my daughter, but would like to know whether
    1) nominees have to be kept mandatory
    2) only mode of deposit is CASH ? or E-payments can be done?
    3) a deposit of 2000 is made initially, then I have to recur the same denomination monthly or can I increase or decrease the amount on the next payment?
    pls educate

    1. Hi Manas,

      I think it is always better to mention nominee for any investment. I hope you know the benefit of the same.
      Yes, now you can deposit in cash only, no online payment facility yet.
      Deposit any amount as monthly or any frequency, but max limit Rs 1.5 / year.

  9. my daughter birth date 17-02-2007 i will dep. rs 5000/-p.m at the age of 21 how many rs refund.

    1. Download the Sukanya Samriddhi Calculator from the below link and check your return. Change the interest rate as per current rate.

  10. Is it possible to pay SSA online?

  11. Sir,my girl child is about to 3 yrs old. can I start the pollicy with rs. 1000 and montyly of rs. 100/ .after 18 can i GET BACK IT.

  12. chandra shekhar pandey

    dear we have Deposit MY daughter, s a/c is 3398705991 ssa scheme. but we have Problem to deposit. we want to online transfer. we have no any idea.pls help for online deposit.
    my name chandra shekhar pandey con. no. 09582046814

  13. Dear Sir,
    How to check balance in sukanya saridhi Yojna In Post office

    1. I think you have to visit post office physically, there is no online balance check system yet as per my knowledge.

  14. Hello sir my daughter is 9years now how can i open accounts and when I will want to refund for education they give

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